Team Montani Seminars Bring Together Experts for Stress-Free Education in Home Buying

NJ mortgage company helps first-time home buyers and experienced home owners improve their financial situation with competitive rates, fast approvals and closings, adjustable rate loans, reverse mortgages, and many other flexible loan products to meet buyers’ individual needs. Shrewsbury, NJ, January 28, 2008 – What do planning a wedding and buying a home have in common? They’re two of the most significant personal and financial... Read More

Understanding Credit Scoring & Credit Repair

Seek a Qualified Mortgage Consultant to Ensure the Best Results By Lawrence Montani, Mortgage Consultant Team Montani Shrewsbury, NJ, August 19, 2008 – Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. Sub-prime borrowers who are eager to move into A-Paper... Read More

Demystifying the Home Buying Process

by Lawrence Montani, Team Montani Shrewsbury, NJ, August 13, 2009 – Did you know that there are 48 individual steps to buying a home? No wonder so many potential buyers can find the process a little intimidating – even if they’ve done it before. From exploring your lending options to making an offer, mortgage approval to moving day, the purchase of a home is one of the biggest financial decisions most people will probably ever make.... Read More

Applying for a Mortgage: More Than Just Rate Shopping

by Lawrence Montani, Team Montani Shrewsbury, NJ, August 20, 2009 – When you hear the word “mortgage,” what immediately comes to mind? If you’re like many people, you probably think about rates — and not much else. A competitive rate is an important part of the mortgage equation, of course. But assuming that the process of buying or refinancing your home is solely about rates can be a costly mistake in the long run. The... Read More

Renters Have Much To Gain By Pursuing Home Ownership

by Lawrence Montani, Team Montani Shrewsbury, NJ, September 23, 2009 – Buying a home versus renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages. Yes, there... Read More